NEPAL KHABAR

Guaranteed vs. Non-Guaranteed Permanent Life Insurance Policies
Fifty years ago, most life insurance policies sold were guaranteed and offered by mutual fund companies. Choices were limited to term, endowment or whole life policies. It was simple, you paid a high, set premium and the insurance company guaranteed the death benefit. All of that changed in the 1980s. Interest rates soared, and policy owners surrendered their coverage to invest the cash value in higher interest paying non-insurance products. To compete, insurers began offering interest-sensitive non-guaranteed policies.

Guaranteed versus Non-Guaranteed Policies
Today, companies offer a broad range of guaranteed and non-guaranteed life insurance policies. A guaranteed policy is one in which the insurer assumes all the risk and contractually guarantees the death benefit in exchange for a set premium payment. If investments underperform or expenses go up, the insurer has to absorb the loss. With a non-guaranteed policy the owner, in exchange for a lower premium and possibly better return, is assuming much of the investment risk as well as giving the insurer the right to increase policy fees. If things don’t work out as planned, the policy owner has to absorb the cost and pay a higher premium.

- See more at: http://www.npnewsportal.com/garnd-daughter-of-prithivi-narayan/#sthash.2VRtkkh6.dpuf

Guaranteed vs. Non-Guaranteed Permanent Life Insurance Policies
Fifty years ago, most life insurance policies sold were guaranteed and offered by mutual fund companies. Choices were limited to term, endowment or whole life policies. It was simple, you paid a high, set premium and the insurance company guaranteed the death benefit. All of that changed in the 1980s. Interest rates soared, and policy owners surrendered their coverage to invest the cash value in higher interest paying non-insurance products. To compete, insurers began offering interest-sensitive non-guaranteed policies.

Guaranteed versus Non-Guaranteed Policies
Today, companies offer a broad range of guaranteed and non-guaranteed life insurance policies. A guaranteed policy is one in which the insurer assumes all the risk and contractually guarantees the death benefit in exchange for a set premium payment. If investments underperform or expenses go up, the insurer has to absorb the loss. With a non-guaranteed policy the owner, in exchange for a lower premium and possibly better return, is assuming much of the investment risk as well as giving the insurer the right to increase policy fees. If things don’t work out as planned, the policy owner has to absorb the cost and pay a higher premium.

- See more at: http://www.npnewsportal.com/flood-in-tinau-river-of-nepal-butwal/#sthash.3QbC9YpW.dpuf

President Bidya Devi Bhandari and Prime Minister KP Sharma Oli today witnessed the annual festival of Ghode Jatra organised by the Nepal Army, at the Army Pavilion, on Thursday.

The Ghode Jatra, religiously named as Aswa Yatra, is known as the oldest festival celebrated in the country’s cultural hub of the Valley.

Chief of Army Staff Rajendra Chhetri, Chief Justice Kalyan Shrestha, Vice-President Nanda Bahadur Pun and Speaker Onsari Gharti Magar were also present in the function.
Nepal Army soldiers display their skills during the ‘Ghode Jatra Festival 2072’ at the Army Pavilion

Nepal Army soldiers display their skills during the ‘Ghode Jatra Festival 2072’ at the Army Pavilion, on Thursday, April 7, 2016. Photo: Skanda Gautam/ THT

Various teams of the Nepal Army had performed different stunts during the festivals including several competitions.

The festival is celebrated annually as per a mythology which relates the genesis of the festival after the death of a Legends have it, that the demon who lived on a meadow, which is now at Tundikhel, used to instigate terror among the Kathmandu denizens. After his death people rejoiced by dancing on his body by riding horses.


- See more at: http://www.npnewsportal.com/inhuman-nepal-police/#sthash.zS4VSz9n.dpuf

Besari Nachincha is the title given for this nepali teej geet video. In this song vocal is given by rajendra bista and kalpana bc. RAjendra bista have also wirtten lyrics and composed music.

Parbati rai is the female dancer in this song and naresh joshi is male dancer. This video was directed by kalu tamang. It was edited by amar sakhya with cameaman karan chaisir.

Singer – Rajendra Bista & Kalpana BC
Lyrics/Music – Rajendra Bista
Artist – Parbati Rai & Naresh Joshi
Director – Kalu Tamang (Anish)


mayako naach herna vanera aaye ma bhagera, timilai payeta sanu baschu sab tyagera
besari nachincha pohor sal tikapur gaiyo yo sal ta mai nachincha
aau nachu mayalu sangai, marakkai kammar bhachincha..

herana yo rato sari le vui choyo larakkai, yo teej ma kammar bhachhu ma marakkai
besari nachincha pohor sal tikapur gaiyo yo sal ta mai nachincha
aau nachu mayalu sangai, marakkai kammar bhachincha..